Has  Capitalism Ruined America Forever ?
In theory I do not have a problem with a free market system of Capitalism when the powers to be that oversee the system and the participants of the system implement business practices that are responsible, moral,
ethical and lawful.
However in reality I do have a problem with a free market system of Capitalism when [...]

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Dear Barack and America,
Do You Know The Answers To The Following Questions ?
1.  Why should lender and creditor modifications in all consumer debt level  categories be legally mandated at this point in time ?
2. Why should lender and creditor short sales in all consumer debt level  categories be legally mandated at this point in time ?
3.  How should legally mandated lender and [...]

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Excerpt From My America’s Financial Crisis Solutions Book That I Wrote In The Spring Of 2008      
Here’s probably the most important Life’s Lessons of all. By adopting and implementing it again it will significantly help America to be alright for itself again both financially and psychologically. 
The Golden Rule
Do Unto Others As You Would Have Them [...]

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Dear John and America,
Do You Know The Answers To The Following Questions ?
1.  Do you know what a 90% – 10% U.S. economy means ?
2.  Do you know what a 30% – 70% U.S. economy means ?
3.  Do you know why the United States has gone from a 90% - 10% economy to a 30% – 70% one in [...]

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Another one of Life’s Lessons that I would like to share with you and that will significantly help America to be alright for itself again both financially and psychologically is as follows.
The Needs Of The Many Outweigh The Needs Of The Few
One of the greatest lines from any movie ever made comes from one of [...]

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Was it worth it America that the needs of the few were permitted to outweigh the needs of the many? Was the boom followed by the bust worth it? Is the government of the United States going to bring the culprits of Wall Street and Main Street, who significantly contributed to the development and continuation [...]

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Dear Ben and America,
Do  You Know The Answers To The Following Questions ?
1.  What were the 5 major reasons why massive payment delinquencies in all consumer debt levels started in late 2004 and early 2005 ?
2.  Why did massive payment delinquencies in all consumer debt level categories back in late 2004 and early 2005 start an enormous negative domino ripple effect [...]

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The 4 Traditional Benefits Of Real Estate Ownership
Traditionally there have been 4 Benefits to purchasing real estate in the United States and they are as follows
1.  Appreciation
2.  Equity
3.  Tax Benefits
4.  Pride Of Ownership
Eliminate Appreciation From The List
As a result of the birth of America’s real estate market and overall economic financial crisis in late 2004 and early [...]

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Dear David and America,
Do  You Know The Answers To The Following Questions ?
1.  Why isn’t the government of the United States telling America the truth about how bad the unemployment numbers really are ?
2. What are 5 major reasons why the United States has slipped into it’s worst real estate market and overall economy since late 2004 and early 2005 ? 
3.  What is the difference between [...]

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Excerpt From My America’s Financial Crisis Solutions Book That I Wrote In The Spring Of 2008
New Home Buyer Training Can Prevent Real Estate Transactions From Terminating
  
Traditionally the entire 12 Procedure Home Buying Process, from a consumer’s point of view, has been handled in a crisis management manner. By crisis management I mean that numerous financial [...]

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