There are times in life when it’s actually OK if only a few Americans are doing well financially and psychologically. However in most cases it’s not. Let me give you 2 Picture Stories to make my point. The first Picture Story represents a scenario when it is OK to have only a few Americans doing [...]

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The 4 Traditional Benefits Of Real Estate Ownership
Traditionally there have been 4 Benefits to purchasing real estate in the United States and they are as follows
1.  Appreciation
2.  Equity
3.  Tax Benefits
4.  Pride Of Ownership
Eliminate Appreciation From The List
As a result of the birth of America’s real estate market and overall economic financial crisis in late 2004 and early [...]

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The Birth Of America’s Financial Crisis
Here’s my short version outline of how America’s real estate market and overall economic financial crisis started.
The Birth Of Massive Payment Delinquencies
As a result of all time record breaking amounts of consumer borrowing and spending combined with all time record breaking amounts of  irresponsible, immoral, unethical and illegal lending industry business practices between the [...]

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Definition Of A Lender Short Sale
A Lender Short Sale occurs when a lender agrees to reduce the mortgage principal balance so that a financially struggling home owner who owes more on their home than what it is worth can sell their property.
Potential Tax Liability
Home owners who agree to Lender Short Sales should be aware of the [...]

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Types Of Emergency And Radical Legislation That Is Necessary To End The U. S. Financial Crisis
There are hundreds of emergency and radical types of Financial Crisis legislation secrets, suggestions, and tips that I can give the government of the United States that would result in: 1) preventing the coming of the Second Great Depression, 2) [...]

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Dear David and America,
Do  You Know The Answers To The Following Questions ?
1.  Why isn’t the government of the United States telling America the truth about how bad the unemployment numbers really are ?
2. What are 5 major reasons why the United States has slipped into it’s worst real estate market and overall economy since late 2004 and early 2005 ? 
3.  What is the difference between [...]

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Excerpt From My America’s Financial Crisis Solutions Book That I Wrote In The Spring Of 2008
Is It A Good Time To Purchase Real Estate During The Existence Of The U. S. Financial Crisis?
Traditionally there have been 4 Benefits to purchasing and owning real estate throughout the history of our country. Two of these Benefits also [...]

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Excerpt From My America’s Financial Crisis Solutions Book That I Wrote In The Spring Of 2008 
New Home Buyer Education Is Now Necessary
Since late 2004 and early 2005 it’s no secret that the United States has slipped into the worst real estate market and overall economy in its history. As we enter the year 2008 our [...]

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Dear Timothy and America,
Do  You Know The Answers To The Following Questions ?
1.  When does a Recession turn into a Depression according to the government of the United States ?
2. What types of  U.S. companies have experienced Recessions since late 2004 and early 2005 ? 
3.  What types of  U.S. companies have experienced Depressions since late 2004 and early 2005 ?
4.  Why is the overall U.S. real [...]

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Health Care Reform Is Not The Key To Economic Recovery
Of course Health Care Reform is critically important but it certainly is not the answer to U.S. economic recovery.
I am absolutely amazed that Barack Obama said during his press conference on the evening of July 22, 2009 that the key to
U.S. economic recovery is
Health Care Reform.
Nothing could be further from the [...]

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