Dear Barack and America,
Do You Know The Answers To The Following Questions ?
1.  Why should lender and creditor modifications in all consumer debt level  categories be legally mandated at this point in time ?
2. Why should lender and creditor short sales in all consumer debt level  categories be legally mandated at this point in time ?
3.  How should legally mandated lender and [...]

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There are many people in the United States who are under the misconception that as long as a few Americans and their businesses are doing well financially and psychologically that America really is alright for itself. Simply stated they feel it is OK to have a 30% – 70% Economy. Unfortunately they are wrong. And [...]

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Whether someone is an optimist, pessimist, or realist the truth of the matter is that America here in the year 2008 is no longer alright for itself both financially and psychologically. Now for those of you who do not agree, would you please answer the following questions:
31. Why are there record breaking amounts of builders [...]

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Let me give you my definition of the difference between how an optimist, pessimist, and realist perceives the existence of the worst real estate market and overall economy in U. S. history. 
An Optimist Thinks Things Will Get Better
An optimist thinks that the worst real estate market and overall economy in U. S. history will get [...]

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Types Of Emergency And Radical Legislation That Is Necessary To End The U. S. Financial Crisis
There are hundreds of emergency and radical types of Financial Crisis legislation secrets, suggestions, and tips that I can give the government of the United States that would result in: 1) preventing the coming of the Second Great Depression, 2) [...]

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Solution # 3 :   Consumer Borrowing And Spending Habits Must Change 
The third Conceptual Solution that will significantly help to 1) prevent the coming of the Second Great Depression, 2) get the real estate market and overall economy back on positive tracks, 3) enable the entire home buying, home selling, and lending processes to be performed more [...]

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Dear Barack and America,
Do  You Know The Answers To The Following Questions ?
1.  Why does the real estate market have a tremendous impact on the overall U.S. economy ?
2. What are the 6 Pillars that hold up the U.S. real estate market and overall economic Tower ? 
3.  What effect does the purchase and refinancing of real estate have on the overall [...]

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Dear America,
All government Stimulus Legislation that has been passed and implemented since late 2004 and early 2005  in an attempt to get the U.S. real estate market and overall economy back on positive track has failed miserably.
All Stimulus Legislation Has And Will Continue To Fail
In fact everyone of the following  types of Stimulus Legislation have  not stopped our real [...]

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The United States Has 6 Categories Of Financial  Problems
America has 6 Categories of  monumental Financial Problems that have brought our real estate market and overall economy to their knees both financially and psychologically since late 2004 and early 2005.
Most people, especially the ones that have not yet been affected by America’s financial crisis, have no concept of how serious [...]

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Dear Timothy and America,
Do  You Know The Answers To The Following Questions ?
1.  Why does the Credit Rating System have to be abolished in order to end America’s real estate market and overall economic financial crisis ?
2. Why was the Credit Rating System set up irresponsibly, immorally, unethically and illegally to begin with ? 
3.  What are the 3 Words that keep bringing more and more lenders and creditors [...]

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