Another one of my Business Practice suggestions to our government, that I’ll reveal now, would be to abolish the entire Credit Rating System yesterday. Why? The reason is the entire system was irresponsibly, immorally, unethically, and illegally created to begin with in order to deliberately drive the majority of Americans and their businesses into a [...]

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As we enter the year 2008 there are numerous benefits to mandating the implementation of real estate Lender Workouts and Lender Short Sales. Several of them are as follows:
1.   Lending industry losses would be substantially reduced
2.   Mortgage insurance industry losses would be substantially reduced
3.   Requests for and amounts of government bailouts would be substantially reduced
4.   [...]

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As we enter the year 2008, American property owners should now also be legally permitted to approach their current lenders and have their mortgage principle balances reduced when they are able to document that they are experiencing legitimate financial hardships and that they owe more on their properties than what they are actually worth. This [...]

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As we enter the year 2008, American property owners should now be legally permitted to approach their current lenders and have their monthly mortgage payments reduced to reasonable and affordable amounts when they are able to document that they are experiencing legitimate financial hardships. This concept is known as either a lender workout or a [...]

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Even though I will be revealing many of my suggestions to our government on how to solve the U. S. real estate market and overall Financial Crisis in Section #3 of this book I would like to reveal a couple of them now because they specifically deal with preventing the loss of Real Estate Ownership. [...]

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There is absolutely no question about it. The existence and continuation of the strongest   Buyer’s Market of all time has significantly and negatively impacted the American Dream. Whoever would have imagined that after approximately 228 years that the American Dream of Real Estate Ownership would turn into the American Nightmare for millions of Americans as [...]

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When I say worst real estate market in U. S. history here’s what I mean. Since the year 2004 the United States has slipped into the strongest Buyer’s Market of all time. A Buyer’s Market traditionally favors home buyers. Why? Because the number of Sellers (supply) is greater than the number of Buyers (demand). As [...]

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As we enter the year 2008 the only way at this point in time to conceptually avoid the coming of the Second Great Depression and get the U. S. real estate market and overall economy stabilized and gradually back on positive tracks is to see that new, revolutionary, state of the art, and management to [...]

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As we enter the year 2008 there are still millions and millions of Americans who refuse to acknowledge that the U. S. real estate market and overall economy are in very deep and very serious trouble. This is very tragic and very unfortunate because there is absolutely no way that the current Financial Crisis in [...]

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Believe it or not the birth of just 3 Words, in late 2004 and early 2005, sparked an enormous negative domino ripple effect sequence of events that led to the development and continuation of the many, very serious, and monumental Financial Problems that the U. S. real estate market and overall economy are now facing [...]

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